Medicare & Health Insurance Plans

Mike Jarman compares plans from 30+ top carriers to find the right fit for your health needs, doctors, prescriptions, and budget โ€” at no cost to you.

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Medicare Supplement

Medicare Supplement (Medigap) plans work alongside Original Medicare to cover the "gaps" โ€” deductibles, copayments, and coinsurance. You can see any doctor nationwide who accepts Medicare, with predictable out-of-pocket costs.

  • Covers Medicare deductibles & copays
  • No network restrictions โ€” any Medicare doctor
  • Guaranteed renewable coverage
  • Predictable monthly costs
  • Coverage while traveling in the U.S.
  • Standardized plans (A, B, C, D, F, G, K, L, M, N)

Ideal for seniors who want maximum flexibility and predictable costs, especially those with ongoing health needs.

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Prescription Drug Plans

Part D plans provide prescription drug coverage. They can be added to Original Medicare or a Medigap plan. Each plan has a formulary (list of covered drugs), and costs vary by plan and pharmacy.

  • Covers brand-name and generic drugs
  • Low monthly premiums available
  • Nationwide pharmacy networks
  • Annual enrollment options
  • Extra Help program for low-income seniors
  • Catastrophic coverage protection

Ideal for seniors on Original Medicare or Medigap who need prescription drug coverage.

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Dental, Vision & Hearing

Original Medicare does not cover routine dental, vision, or hearing. Standalone supplemental plans fill these gaps, covering exams, glasses, hearing aids, cleanings, and more.

  • Routine dental cleanings & exams
  • Major dental work coverage
  • Eyeglasses & contact lenses
  • Hearing exams & hearing aids
  • Affordable monthly premiums
  • No waiting periods on many plans

Ideal for any Medicare beneficiary who wants routine dental, vision, and hearing coverage.

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ACA Marketplace Plans

For those not yet Medicare-eligible, ACA Marketplace plans provide comprehensive health coverage. Mike helps clients find the right plan and maximize available subsidies.

  • Comprehensive health coverage
  • Subsidies available based on income
  • No denial for pre-existing conditions
  • Preventive care at no cost
  • Open enrollment & special enrollment periods
  • Family coverage options

Ideal for individuals and families under 65 who need health insurance coverage.

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Life Insurance

Protect your loved ones and cover final expenses with term or whole life insurance. Mike helps seniors find affordable coverage that fits their needs and budget.

  • Term & whole life options
  • Final expense coverage
  • Guaranteed issue plans available
  • No medical exam options
  • Affordable premiums for seniors
  • Coverage for burial & end-of-life costs

Ideal for seniors who want to protect their family from financial burden.

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Not Sure Which Plan Is Right for You?

Mike will walk you through every option in plain language โ€” no jargon, no pressure, no cost.